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Estate Planning Advice: Should My Parents Give Me Their Home?
Long-term care can be very costly and it can quickly deplete a person’s life savings. Medicaid can help cover the costs of a nursing home, but only if the person going into care has limited resources. When someone owns a home, it is thus natural to be concerned about whether the home will be lost if […]
read more >Florida Medicaid Planning: Can’t I Just Give My Assets Away and Qualify for Medicaid Benefits?
As you become older, you may incur significant medical expenses, even when you are covered by Medicare. Medicare, the insurance designed to cover all elderly Americans, provides some coverage but requires you to pay a percentage of expenses and may not offer full payment for things like assisted living or nursing home care. Fact is […]
read more >Paying for Assisted Living and Nursing Home Costs
Long term care costs including assisted living facilities have a wide range of costs depending on the level of care required. Assisted living facilities that provide an extended care unit can range from $2,000 to $5,000 per month. Nursing homes can cost as much as $7,500 per month. Each facility may offer many levels of […]
read more >Medicaid Cuts to Save State Money
The Florida Independent recently published an article by Ashley Lopez discussing the state’s efforts to cut costs by limiting Medicaid coverage: Kaiser Health News and USA Today report that Florida is among a slew of states that have been cutting costs by limiting hospital coverage in their Medicaid plans. Last week, an official for Florida’s […]
read more >Revitalization of Promissory Notes as a Medicaid Planning Tool
Recent implementation of the Deficit Reduction Act of 2005 has resulted in Medicaid policies that are just now being utilized by the Elder Law Bar as a new planning opportunity for asset preservation for families with loved ones seeking long term care. This change was set forth in the ESS manual in January 2010. However, […]
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