Will You Need Long Term Care?

At least 70 percent of people over the age of 65 will require long-term care services at some point in their lives. Medicare and private health insurance programs do not pay for the majority of long-term care services that most people need – help with personal care such as dressing, use of the bathroom independently, walking, bathing and meal preparation. Long-term care planning is essential for individuals to be able to receive the care they might need. A good team of family, care providers, elder law attorneys, geriatric care managers and financial planners is critical.